Puppy price
$500–$1,250 From reputable breederBreed cost calculator
How much does a Maltipoo cost?
Complete 2026 cost breakdown for Maltipoo ownership, including puppy price, annual expenses, lifetime estimate, first-year setup costs, and state-adjusted insurance estimates.
- Small size
- Regular energy
- Wavy coat
- 4.41–19.84 lb
Annual cost
$1,817 Per year ongoingLifetime total
$17,096 Over ~13.5 yearsPet insurance estimate
Maltipoo insurance estimate
Age 3 · California $55.50/mo $666/year
Showing estimates for: California Dog age: 3 years
Base premium
$38.00/mo Breed-specific rateAge factor
×1.09 Age 3State multiplier
×1.34 California (CA) Low-Standard risk
Formula: $38.00 × 1.09 × 1.34 = $55.50/mo
Insurance estimates are indicative. Actual premiums vary by provider, coverage level, deductible, reimbursement rate, age, location, and individual health history.
Annual breakdown
Maltipoo annual cost breakdown
Dog food
$287/yrBased on Small breed feeding requirements
Veterinary care
$600/yrRegular energy breeds have typical baseline vet costs
Grooming
$480/yrWavy coat requires regular grooming
Toys & enrichment
$250/yrStandard toy rotation
Other costs
$200/yrTraining, boarding, supplies, insurance contributions, and miscellaneous care
Total annual cost $1,817
Estimates are based on the Maltipoo profile: Small size, Regular energy, and Wavy coat. Actual costs vary by location, lifestyle, product choices, and individual health.
First year
First year cost for a Maltipoo
Puppy / adoption fee Reputable breeder or rescue
$500–$1,250
Initial vet visit Health check, vaccines, and microchip
$150–$300
Spay / neuter Often recommended around 6–12 months
$200–$500
Supplies Crate, bed, bowls, leash, collar, and toys
$400–$600
Food Puppy food and growth-stage nutrition
$287–$344
Training classes Puppy classes and basic obedience
$150–$400
First year total estimate $1,687–$3,394
Long-term view
Maltipoo lifetime cost projection
| Year | Annual cost | Cumulative |
|---|---|---|
| Year 1 (puppy) | $3,217 | $3,217 |
| Year 2 | $1,817 | $5,034 |
| Year 3 | $1,817 | $6,851 |
| Year 4 | $1,817 | $8,668 |
| Year 5 | $1,817 | $10,485 |
| Year 6 | $1,817 | $12,302 |
| Year 7 | $1,817 | $14,119 |
| Year 8 | $1,817 | $15,936 |
| Year 9 | $1,817 | $17,753 |
| Year 10 | $1,817 | $19,570 |
| Year 11 | $1,817 | $21,387 |
| Year 12 (senior) | $1,817 | $23,204 |
| Year 13 (senior) | $1,817 | $25,021 |
| Year 14 (senior) | $1,817 | $26,838 |
Budget smarter
How to reduce Maltipoo ownership costs
Buy food strategically
$100–300/yrBulk buying and auto-ship discounts can reduce repeat food costs.
Budget for preventive care
$200–800/yrDental care, healthy weight, exercise, and routine checkups can reduce avoidable vet bills.
Compare insurance early
Potentially thousandsPremiums are often lower when a dog is young and healthy.
Learn basic grooming
$200–600/yrBrushing, nail trims, and coat maintenance between appointments can cut grooming costs.
Rotate toys
$100–200/yrA small rotating set keeps novelty high without constant buying.
Consider adoption
$1,000+ upfrontRescue and rehoming fees are often far lower than breeder purchase prices.
Quick answers
FAQs about Maltipoo costs
How much does a Maltipoo cost per year?
A Maltipoo costs approximately $1,817 per year in ongoing expenses, including food, vet care, grooming, toys, enrichment, and miscellaneous care.
What is the estimated lifetime cost of a Maltipoo?
The estimated lifetime cost is $17,096, based on an average lifespan of about 13.5 years and ongoing annual costs of $1,817.
How much does a Maltipoo puppy cost?
A Maltipoo puppy from a reputable breeder typically costs $500–$1,250. Adoption or rehoming may cost less upfront.